Scottrade Privacy Policy And Security Statement

Your Privacy is Important

Privacy and security are as important to Scottrade as the timely and accurate execution of trades. This Privacy Policy and Security Statement describes how we protect your personal and financial information that we collect in the course of providing our financial goals.

Information We Collect

We collect nonpublic personal information about you from the following sources:

· Information gathered from applications, forms and other information you provide us (for example, your name, address, social security number, assets, liabilities and income.)

· Information about your transactions and your account experience, including your account balances, trading activity and payment history.

· Information from consumer reporting agencies regarding your creditworthiness and credit history

· Information from other outside sources regarding their employment, credit, or other relationship with you, or verifying representations made by you to them, such as your employment history, loan or credit card balances, etc.

Information We Disclose and To Whom We Disclose Information

Scottrade does not disclose any nonpublic personal information about our customers or former customer to anyone, except as permitted by law.

For example, we disclose information, as permitted or required by law, to government and regulatory agencies such as the Securities and Exchange Commission (SEC) and the Internal Revenue Service (IRS). We will make disclosures to comply with a legal summons, court order, subpoena or similar legal process, a fraud investigation, audit or examination.

Finally, we are permitted to disclose information if you have provided your consent.

Scottrade does not sell or rent personal information to any third party.

Confidentiality and Security Procedures

We restrict access to nonpublic personal information about you to those employees who need to know such information to provide services to you. We maintain physical, electronic and procedural safeguards that comply with federal regulations to guard your nonpublic personal information.

Scottrade offers a secure server and password-protected environment. Personal information is protected by Secure Socket Layer (SSL) encryption. SSL encodes and decodes the transmission of personal information to prevent the interception by another party. This transmission can be done on your Scottrade website at 128-bit encrytion, currently the most powerful available. By viewing the URL/address/location line of your browser, you can determine if you are in a secure mode by looking for "https://".(In contrast "http://" would represent a non-secure transmission).

Use of "Cookies"

Cookies are used on our website to help us monitor traffic patterns and see how the user navigates through our site. Scottrade cookies are used for internal purposes only and are not used to collect or disseminate personal information to any third party. Cookies you may establish with companies whose sites are linked to Scottrade are not the responsibility of Scottrade and you should review their policy on cookies.

Scottrade will provide notice of our privacy policy annually, as long as you maintain an account with us. Scottrade reserves the right to make changes to this policy. You can always review our current policy online at www.Scottrade.com or contact us for a copy at 1-800-619-7283.

Scottrade 隱私條例和安全申明

您的隱私是重要的

對Scottrade來?，顧客的隱私和安全和能及時準確執行訂單一樣重要。這個隱私和安全申明詳述了我們為您提供財經服務的過程中，我們來怎樣保護您的私人及財務資料。

我們收集的材料

我們透過下列來源收集您的非公開私人資料：

· 從申請表，表格以及您提供的其他材料中（例如您的姓名，地址，社會安全號碼，資產，債務及收入）。

· 從您交易和賬戶活動中所得的材料，包括您賬戶的結餘，交易記錄及付款紀錄。

· 從信用報告機構所得的有關您的信譽狀況及信譽歷史的材料。

· 從另外一些來源收集的他們和您之間有關雇傭，信譽和其它的關係，或者您對他們所做的確認材料，如您的雇傭歷史，貸款及信用卡的賬單節存。

我們揭露以及向誰揭露的資料

Scottrade除了法律允許的以外，不會向任何人揭露關於現在和以前顧客的個人非公開的私人資料。

例如, 我們在法律允許或要求的情況下會向政府及定律機構如美國證卷交易協會和國稅局揭露資料。法律傳喚，法庭訓令和法庭傳票以及類似法律程序，舞弊審查，財務審計或調查時需要我們揭露資料時，我們會同意揭露。

最後，如果我們有您的同意，我們將可以揭露您的資料。

Scottrade不會向任何第三方販賣或出租私人資料。

保密和安全步驟

我們衹給那些?了給您提供服務而需要您的非公開個人資料的部分雇員權限來取得相關的資料。我們依照來聯邦條例，使用硬體設備，電子軟件和工作措施來保護您的非公開的私人材料。

Scottrade提供安全，密碼保護的網路環境。私人資料是用安全轉階層（SSL）來加密保護的。SSL是在傳送您的私人資料的過程中用加密和解密的方法來防止第三方的阻截。Scottrade網站使用目前最強大的128位元加密機制來完成資料傳輸的。您在瀏覽器網址一覽 “（URL/Address/location）尋找 “https://”，您就可以確定您是在加密保護中。“ http://” 則代表非加密保護。

使用“cookies”

我們的網站使用cookies來幫助我們監視網絡交通的模式以及了解用戶如何使用我們的網站。Scottrade的cookies只限於?部使用，而不是用於收集和傳播私人資料給第三方使用的。您因與Scottrade網站連接而設立其它公司網站的cookies，Scottrade一概不負責任。您因該參考他們公司有關cookies 的規定。

只要您在Scottrade維持您的賬戶，每一年度我們將會向您提供隱私條例。Scottrade保留更改這個條例的權利。您隨時都可以在www.scottrade.com ?讀我們最新的條例或者請打 1-800-619-7283 索取影印本。